The crypto exchange's CPO, Faryar Shirzad, stated that banks have achieved restrictions on such rewards. However, he emphasized that the bill will provide Americans the opportunity to earn rewards for the actual use of crypto platforms and blockchain. Clarity prohibits yield payments solely for holdings equivalent to a bank deposit. The restrictions apply to digital asset service providers and their affiliates. The SEC, CFTC, and the Treasury Department must determine a list of approved activities within a year. This list is expected to include payments, transfers, market-making, staking, management, and loyalty programs. Meanwhile, Coinbase secured concessions in the form of rewards allowed based on the balance and duration of stablecoin ownership. According to Polymarket, the probability of Clarity being enacted in 2026 is 62%.