The changes will concern fonts, separate keyboard navigation, and simplified language. These and other features are needed to make the CBDC accessible to all EU residents. At the same time, the Bank of Italy conducted a study on the use of USDC for international transfers. It found that the bulk of the costs come from exchange fees and currency conversion. By contrast, blockchain transaction fees are minimal. Total costs ranged from 0.3% to 9%, depending on the payment corridor. According to the World Bank, the average cost of remittances is 6.65%. However, transfers using stablecoins turned out to be cheaper than Wise in only 3 of 7 comparable corridors. The researchers noted that stablecoins offer the greatest benefit when there is no need to convert back into fiat. The digital euro could potentially solve this problem.